In the state of Illinois, a claim involving an uninsured or underinsured motorist must be filed with your own insurance company against your policy or that of a household family member. When such an incident occurs it can be difficult to pursue a claim and you may need legal representation from an attorney familiar with the intricacies of car accidents in Aurora, IL.
Written notices may be drafted in accordance with procedure before an uninsured or underinsured motorist claim may be brought. If mediation doesn’t seem like a viable option, your counsel may suggest taking the matter to court for litigation.
Conflicts of Interest
Uninsured motorist claims usually result in a conflict of interest. In the event that your insurance company disputes your claim or refuses to pay, your attorney will be able to help you identity and file an appropriate underinsured motorist insurance claim against the insurance carrier.
Uninsured and underinsured motorists are an unfortunate part of city life and when they are involved in car accidents in Aurora, IL the emotional and financial stress of the situation quickly becomes apparent. A comprehensive settlement strategy will be your best bet in your fight to secure the highest amount possible.
A qualified attorney can also be a valuable asset in confronting and finding solutions to hospital, physician and subrogation liens from unpaid medical expenses – a process that must be dealt with before settlement can be finalized.