There are many reasons why drivers involved in accidents and who suffer injuries may wish to pursue meditation as an alternative means of dispute resolution in the state of Illinios. Without the help of a qualified Aurora personal injury mediator however, it is doubtful that at fair and equitable solution will be reached.
The circumstances that lead to such situations can be as varied as the intricacies of the case but often stem from the fact that Illinois is a fault insurance state, something that can drag out or complicate the discovery process.
Illinois as a “Fault” Car Insurance State
This is a system by which the judicial system determines who is responsible for paying any and all damages to other vehicles, property or individuals in the event of a car accident.
Typically, a driver or passenger who suffers damages of any kind can proceed in one of three ways, including:
- Filing a claim with their own insurance company (assuming the loss is covered)
- Filing a claim with the other driver’s insurance company, or
- Filing a personal injury claim against the at-fault driver in civil court
The Role of an Aurora Personal Injury Mediator
If the injured driver’s claim has merit but the insurance company returns with a settlement offer that doesn’t seem quite fair, the matter may go to arbitration before the insurance company is willing to negotiate through the use of an Aurora personal injury mediator.