When someone is involved in a motor vehicle accident or other type of accident, they may think that they can handle the claim without having to hire a personal injury attorney in Chicago Illinois. However, not retaining the services of an experienced personal injury attorney in Chicago Illinois can be a huge mistake. It can also expose you to a number of dangers including:
Being Barred from Making a Claim
Without a personal injury lawyer to assist, you may go past the time limit in which you can file a lawsuit against the negligent party. This is because Illinois has a strict statute of limitations. You may also be unaware of when this statute of limitations is shortened, such as when a governmental agency is involved. Not having a lawyer can mean that you do not reserve the right to file suit against a party who is legally responsible for your accident.
Not Being Aware of Your Rights
Another drawback to not having a personal injury lawyer is that you may not be aware of your rights and how they relate to your claim. For example, you may be able to file a claim against your own insurance policy. A defendant may share in liability in a way that you had not considered. A personal injury attorney can advise on these types of matters.
Receiving a Low Settlement
Another concern associated with not having a personal injury lawyer is that you may receive a low settlement offer that does not properly compensate you. Personal injury attorneys are often skilled negotiators and can help account for the damages for which you should be compensated.