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Dangers of Not Using a Personal Injury Attorney in Chicago IL

When someone is involved in a motor vehicle accident or other type of accident, they may think that they can handle the claim without having to hire a personal injury attorney in Chicago Illinois.  However, not retaining the services of an experienced personal injury attorney in Chicago Illinois can be a huge mistake.  It can also expose you to a number of dangers including:

Being Barred from Making a Claim

Without a personal injury lawyer to assist, you may go past the time limit in which you can file a lawsuit against the negligent party.  This is because Illinois has a strict statute of limitations.  You may also be unaware of when this statute of limitations is shortened, such as when a governmental agency is involved.  Not having a lawyer can mean that you do not reserve the right to file suit against a party who is legally responsible for your accident.

Not Being Aware of Your Rights

Another drawback to not having a personal injury lawyer is that you may not be aware of your rights and how they relate to your claim.  For example, you may be able to file a claim against your own insurance policy.  A defendant may share in liability in a way that you had not considered.  A personal injury attorney can advise on these types of matters.

Receiving a Low Settlement

Another concern associated with not having a personal injury lawyer is that you may receive a low settlement offer that does not properly compensate you.  Personal injury attorneys are often skilled negotiators and can help account for the damages for which you should be compensated.